MoneyOut: External Fund Transfer from a Wallet to a Bank Account
The MoneyOut method: a selected wallet is debited from a selected amount (total amount or partial amount). This amount is credited onto the IBAN attached to the wallet.
When the method is called, the Wallet is debited immediately.
The fund transfer is then processed the same day or the next working day, when Lemonway proceeds to all fund transfers for all its customers, after 10:30 Paris time.
If money-out fees exist, they are collected when this method is called.
Version | Description |
---|---|
1.1 | Entry: one IBAN ID can be entered |
1.3 | Entry: "autoCommission" value is to automatically take Lemonway fee out of the amount to be sent to the customer |
How it works
Choose an IBAN if multiple IBAN exist for the Wallet. Choose an amount, not greater than the balance of the wallet. Call "MoneyOut", and the system performs the fund transfer to the IBAN if everything is clear, or returns an error message.
- The wallet is debited immediately and the money is then received by the owner, on their bank account after 1 to 3 days, depending on the interbanking system and on the banks (SEPA is faster).
- You can ask us to configure your platform so that your comment is included in the bank transfer message so your customer will see it on the bank statement.
- The full message will be in the following format "XXXX-YYYY ZZZZ", where :
- XXXX is the name of your environment
- YYYY is the ID of the money-out operation as you see it in the Backoffice
- ZZZZ is your comment.
- The full message cannot be longer than 35 characters (if longer, it will be cut), and only alphanumeric characters will be allowed (other characters will be replaced by spaces before it's sent to the bank).
- The full message will be in the following format "XXXX-YYYY ZZZZ", where :
Request
XML
<MoneyOut xmlns="Service_mb">
<wlLogin>string</wlLogin>
<wlPass>string</wlPass>
<language>string</language>
<version>string</version>
<walletIp>string</walletIp>
<walletUa>string</walletUa>
<wallet>string</wallet>
<amountTot>string</amountTot>
<amountCom>string</amountCom>
<message>string</message>
<ibanId>string</ibanId> <!-- since version 1.1 -->
<autoCommission>string</autoCommission> <!-- since la version 1.3 -->
</MoneyOut>
JSON
{
"wlLogin":"string",
"wlPass":"string",
"language":"string",
"version":"string",
"walletIp":"string",
"walletUa":"string",
"wallet":"string",
"amountTot":"string",
"amountCom":"string",
"message":"string",
"ibanId":"string",
"autoCommission":"string"
}
Version | Item | Description | Mandatory | Format | Example |
---|---|---|---|---|---|
>= 1.0 | wallet | Wallet ID to be debited | Yes | [0 : 256] char | 33612345678 or taxi67 |
>= 1.0 | amountTot | Total amount to debit from the wallet. | Yes | 2 decimals | 15.00 |
>= 1.0 | amountCom | Your fee | No | 2 decimals | 3.00 |
>= 1.0 | message | Payment Comment | No | [0 :140] char | Order number 2457765AX2 |
>= 1.1 | ibanId | IBAN ID | No | [0 : 10] | 253 |
>= 1.3 | autoCommission | This should be set to No (0) for most.
| Yes | 0 ou 1 | 0: fee is not debited automatically |
Answer
XML
<?xml version="1.0" encoding="utf-8"?>
<TRANS>
<HPAY>
<ID>string</ID>
<MLABEL>string</MLABEL>
<MID>string</MID> <!--since version 1.1 -->
<DATE> string </DATE>
<SEN> string </SEN>
<REC> string </REC>
<DEB> string </DEB>
<CRED> string </CRED>
<COM> string </COM>
<MSG> string </MSG>
<STATUS> string</STATUS>
</HPAY>
</TRANS>
JSON
{
"TRANS":{
"HPAY":{
"ID":"string",
"MLABEL":"string",
"MID":"string",
"DATE":" string ",
"SEN":" string ",
"REC":" string ",
"DEB":" string ",
"CRED":" string ",
"COM":" string ",
"MSG":" string ",
"STATUS":" string"
}
}
}
Version | Item | Description | Example |
---|---|---|---|
>= 1.0 | ID | Request ID | 255 |
>= 1.0 | MLABEL | IBAN for payout or money-out | FR5830002012300000116235A61 |
>= 1.1 | MID | IBAN ID used for money-out | 5 |
>= 1.0 | DATE | Request Date | 10/09/2011 18:09:27 |
>= 1.0 | SEN | Wallet doing the fund transfer | Pizza56 |
>= 1.0 | REC | Empty in this case | |
>= 1.0 | DEB | Amount to debit from the wallet | 15.00 |
>= 1.0 | CRED | 0 in this case | 3.00 |
>= 1.0 | COM | Your fee | 0.00 |
>= 1.0 | MSG | Comment | Order number 245776 |
>= 1.0 | STATUS | 3: transaction successful |